Spain visa income requirements 2026

Monthly income required by route

Reference figures based on the IPREM and SMI in force at the time of writing. They are informative, not legal advice — confirm your case before filing.

Route by route

Digital Nomad Visa

Gross income from foreign employers or clients. Add 75% SMI for the first family member and 25% SMI for each additional one.

Non-Lucrative Visa

Passive income or savings — you may not work. Consulates normally want the full annual amount (28.800 €) already available.

Student Visa

Plus proof of enrolment and health cover for the whole stay.

Family reunification

Proven by the sponsor's last 6 months of income, plus adequate housing certified by the town hall.

Arraigo (social/labour)

The threshold sits on the employment contract, not on savings. Self-employment plans must show equivalent projected income.

EU registration certificate

For non-working EU citizens; public or private health cover is required.

Highly Qualified Professional

No IPREM threshold: the salary must match the sector's collective agreement and the qualified-role bands used by the UGE-CE.

Frequently asked questions

Are these figures gross or net?

The Digital Nomad Visa is assessed on gross income from foreign employers or clients. The Non-Lucrative Visa is assessed on funds genuinely available to you, so consulates look at net income and account balances together.

Can savings replace monthly income?

For the Non-Lucrative Visa, yes: a lump sum covering the full annual amount is accepted, and is often preferred over irregular income. For the Digital Nomad Visa, savings alone do not qualify — there must be a genuine remote activity.

Do the amounts change during the year?

Yes. The IPREM is set in the annual State Budget Act and the SMI by Royal Decree, both published in the BOE. When either is revised, every threshold on this page moves with it, including files already in progress that have not yet been resolved.

What happens if I am slightly below the threshold?

Applications are refused on arithmetic, not intent. Below the threshold the realistic options are restructuring the income evidence, adding a co-applicant's income where the route allows it, or changing route entirely.

Sources

• IPREM — Ley de Presupuestos Generales del Estado (BOE)
• SMI — Real Decreto de salario mínimo interprofesional (BOE)
• Ley 14/2013 de apoyo a los emprendedores (Ley de Startups)
• Reglamento de Extranjería — Real Decreto 1155/2024